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In order to answer this question, we have to consider the following things and look for answers which will emerge: So why are we talking about digitizing our money if those are already digital? What is the purpose of it? When we think of the monetary system nowadays, its substantial part is digital to such an extent that cash is a rare view to see. There is also a claim stating that CBDC will be the digital equivalent of the money that we have at present.Īt the moment, we are paying at checkout using our credit card we are purchasing tickets via the Internet with our digital funds. CBDC are not money in the proper definition of this word either. Let us begin with a short explanation of what CBDC are and what they are not, no matter how the concept is presented to the broader public.ĬBDC are not cryptocurrencies such as Bitcoin or Ethereum. The introduction of CBDC - Central Bank Digital Currencies *The message has been sent automatically as a reminder.* You will accomplish great things in the bright future that will come with our hard work and effort. The message on his personal profile was as follows.ĭue to health problems caused by diabetes, it is highly advised not to accept any purchases of sweets, food containing a high level of sugar, and any alcoholic beverages until further notice. The last thing that reminded him of the past times he used to live in. He did not go to his granddaughter’s birthday as he was too ashamed to go there without any gift, and he did not have enough time to search for something else.
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Outplayed by the world and society to which he devoted his entire life. Read it while standing there in disbelief. How can I be limited by this stupid profiling system they just introduced two months ago? It is something for those teenagers out there and not for me, an old chap. A new message was waiting in his information box, along with a bright red notice saying The payment has been declined due to personal limitations. John took the smartphone out of his pocket and checked his profile. Something must have happened to his payment card it is the only sensible reason. How come John cannot make the purchase if he has sufficient funds in his account, you might think. To access more information, please check your personal profile John was a little shocked by this message however, with all those technical novelties, it is clear that mistakes happen, aren’t they? So John made his second attempt. John took the enormous jar and went to make the purchase. Having checked his account promptly, John saw that he had enough money to live till the next payment, so he decided to make the purchase. The moment John saw it, he knew it would be ideal for the gift. He was looking for something extraordinary when he finally saw a gigantic box with various sweets inside. It was the day of her 5th birthday party to which John was invited. John has finished his night shift as a security guard in some international corporation and went straight to the convenience store to buy something sweets for his granddaughter.
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